Terms of Service

1. Acceptance of Terms

This is a contract. By accessing and using the website Idaho Title Loans, Inc. ("Site," "We," "Us"), you agree to be bound by these Terms of Service (the "Terms"). If you do not agree to these Terms, you must not use or access this Site.

2. Our Role: Affiliate Disclosure and Financial Disclaimer (Crucial)

A. Non-Lender Status

Idaho Title Loans, Inc. is an independent marketing and advertising service and not a lender, loan broker, or agent for any lender. We do not issue loans, make credit decisions, process applications, or facilitate funding. We are strictly a technology service that connects consumers with potential Third-Party Lenders and Loan Brokers ("Third-Party Partners").

B. No Guarantee of Service

We do not guarantee that clicking an affiliate link will result in a loan offer, approval, or any specific loan terms. Loan approval and terms are entirely dependent on the Third-Party Partner's criteria and the user's financial profile.

C. Financial Advice Disclaimer

The content on this Site is for informational and lead-generation purposes only. It is not professional financial, legal, or tax advice. You should consult with a qualified professional before making any financial decision.

D. Third-Party Websites

By clicking an external link, you agree you are leaving our Site and entering a Third-Party Partner's website. We are not responsible for any information you submit, the terms of any loan agreement, or any services provided by the Third-Party Partner. You must review the Third-Party Partner's terms and privacy policies before proceeding with any transaction.

3. Acceptable Use of the Site

You agree not to use the Site for any prohibited activities, including:

• Any illegal or unauthorized purpose.
• Spamming, transmitting viruses, or interfering with the Site's security or integrity.
• Attempting to collect or harvest personally identifiable information from the Site (beyond the passive data collection outlined in our Privacy Policy).

4. Intellectual Property Rights

All content on this Site, including text, graphics, logos, and software, is the property of Idaho Title Loans, Inc. or its content suppliers and is protected by copyright and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use, consistent with these Terms.

5. Limitation of Liability and Warranties (Critical Protections)

A. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the Site's operation, reliability, accuracy, or completeness. We specifically disclaim all warranties of fitness for a particular purpose, non-infringement, and merchantability.

B. Limitation of Liability

Idaho Title Loans, Inc. will not be liable for any damages arising from the use or inability to use the Site or from any information, products, or services obtained through the Site or any linked third-party site. This includes, but is not limited to, direct, indirect, incidental, punitive, and consequential damages.

C. Indemnification

You agree to defend, indemnify, and hold harmless Idaho Title Loans, Inc. and its affiliates, directors, agents, and employees from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

6. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Idaho (or your principal state of operation), without regard to its conflict of law principles.

7. Modifications to the Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will indicate that the Terms have been updated by revising the "Effective Date" at the top of this document. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

8. Miscellaneous

Entire Agreement: These Terms constitute the entire agreement between you and Idaho Title Loans, Inc. regarding the use of the Site.

Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.